Your identity is stolen when someone uses your name, social security number, or other personal information to get credit cards or loans. The Federal Trade Commission (FTC) reports there were 9 million cases of identity theft last year with losses to consumers of more than $5 billion. The simplest kind is credit card fraud, which accounts for over 60% of identity theft.Get your free credit reportCheck for identity theft by reviewing your "credit report" at least once a year. You can get a free credit report every 12 months by calling (877) 322-8228 or online and the Annual Credit Report web site. Protect yourselfReview your credit report for accounts you did not open and for account balances that are suspiciously high. Only carry the credit and identification cards you need. Make copies of the cards you carry and keep them in a safe place. If your wallet disappears, you will have the information you need to report them as lost or stolen. Do not respond to e-mail messages or telephone calls asking for personal and financial information. Identity theft warning signsHere are the most common signs of identity theft:Your credit card statement has charges you did not make. You get bills for accounts you never opened. You are denied credit for no apparent reason. Money is missing from your bank account. If your identity is stolenGet a copy of your credit report. Note accounts you did not open and "account balances" that are suspiciously high. Contact the major credit reporting companies. Ask them to place a Fraud Alert on your report. This alerts businesses to verify your identity before issuing credit and stops thieves from opening new accounts in your name. File an Identity Theft Police Report at your local police station and keep a copy. Contact companies that have reported accounts you did not open or charges you didnt make. Send them a copy of your police report and a certified letter disputing the fraudulent charges. Keep a record of your calls and letters.
Making a bazillion dollars on the internet. Its as easy as doing a few Google searches, getting your own website and you are up and running. The only real issue is how to find the time in your leisure activities to make it to the bank to cash all the checks! Yeah, right. Stop dreaming, it just doesnt happen that way. In fact according to statistics, more internet marketers end up in the hole after investing significant resources (time and money) only to give up in dismay and disappointment. But why, what went wrong?More times than not, many of these efforts fail before they even get off the ground. This most commonly is caused by a failure to establish a solid foundation with which to build upon in your efforts. How does on do that? Simple, start out be a careful and thoughtful evaluation of oneself. What are you good at? What do you like doing, for fun, business, or pleasure? It is really remarkable the amount of successful web-owners and marketers who are successful in doing something they really love or are good at. Some call it finding our forte. The trick then becomes finding your niche and then structuring your efforts and resources with your internet business around those interests.This then enormously helps the next aspect which is to learn everything about your product, inside and out. Becoming a guru of your given niche ensures you set yourself apart from the crowd, makes you and your products, your advice and opinions desirable and sought after by others. Even beyond the snake oil salesmen who could sale anything, gaining this level of expertise propels us along the way to financial freedom.Beyond our words, people will be able to tell if you believe in your product or not. So if you are looking at a network marketing company, try being their customer for a couple of months before you join the business. Once you try the product or try the service then you will know how you feel about it. This first hand perspective of your ability to understand the product becomes an invaluable resource in helping you deal with customer issues as well as better prepared to address sales/marketing strategies.Now that you have selected a business that amplifies your strengths and a product or service you can believe in you have to determine resources and funding for your investment. Remember that most home businesses take months before you begin seeing profits. Therefore, establishing and carefully following a strict budget is vital.No matter how enticing and beneficial a promotional opportunity/program may seem the reality is you have to pass on those items that are not within your budget.OK now you have your business, our product, and your budget now you are ready to start your business. Just remember that it is a business and should be treated as such. For some, running a home based business can be more difficult than running a traditional business. Be very careful about all the many distractions; kids, TV, the couch, etc.To begin a business from home is a serious commitment of time and money. You must keep this perspective in mind and keep it running as a business. Hobbies are hobbies, business is business! If you do not take it seriously you will just be wasting money and wasting time and since how most people start up home based businesses to have more time and more money you would be defeating the purpose. Whenever possible, try to make yourself a home office area, set aside for the disruptions and distractions whenever possible.You have your business up and running, the website looks great, the products are hot and ready to go. But where are all the people? You can not forget about the marketing and advertising necessary to bring traffic in the doors. Whether it is a traditional brick and mortar building or an internet storefront, this reality is one that we all have to embrace, understand and overcome.The good part is; there are many mediums with which to diversify our advertising efforts. These included newspaper ads, flyers for local areas, mailing lists, pay-per-click methods, and many others. More than any other single area, marketing is the one place where budgeting is a must. The amount of funds for marketing can go from a few dollars, to half the national debt. Sticking to a strict budget in this area is critical for your financial well being! Best advise - diversify your efforts, do not put all your advertising dollars in one medium. This technique will pay off in the long run.There you have it. These are the basics to finding a home business that is suited to your uniqueness, with a greater chance at being successful.
You have started a home based business, and you want to make it grow. However, your time is being spent on maintaining your business, and you just are not sure how much time you can devote to building "home based business" leads. There are a number of companies that can research home based business leads for you in order to save you time and increase your revenue.Agencies that find home based business leads for you can save you time and money versus looking for those home based business leads yourself. You get an organization that does a lot of research in order to bring you home based business leads that are specific to your type of business. These companies have the experience to be more focused on creating home based business leads, and they can also provide you with other resources to help you build your business even more.However, if you are on a shoestring budget, these companies may not be in your best interest. Many of them charge a large set-up fee for finding home based business leads, and they also charge a monthly fee. If you are trying to watch your budget, and you still want to use a company to find your home based business leads do your research to make sure they are reputable and do not sign any long-term contracts. So how do you know if it is in your best interest to hire a company to drum up online business opportunity leads for your business? Determine how much time you will need to develop your own "online business opportunity" leads and then see how taking that much time away from your business would cost you. If the cost of a online business opportunity leads building company is less or the same as what that time away will cost your business, then you should definitely consider outsourcing the task of finding your online business opportunity leads. Using a company to find your online business opportunity leads can be a cost-effective way to build your business. It will also allow you to focus your time and energy on running your business as you reap the rewards of someone else doing the legwork developing online business opportunity leads. There are a number of affordable online business opportunity leads building companies out there that are reputable and will bring leads that will lead to significant revenues, so evaluate your needs, budget, and time to see if you should outsource the task of finding your online business opportunity leads.
It goes without question that anyone who wants a home based business also wants to have a profitable one. After all, what is a business for, but to make a profit? However, the sad truth is that many who start a "home based" business find that it is not what they had supposed. Often times, the promises of some companies are thick with lies and inaccuracies. At other times, disappointment comes when individuals fail in some way to really look into it.There are different ways to go about finding a profitable home business. With some businesses, you may choose to be entirely independent, or, you may work as a subcontractor for a larger brand-name company. Here, the first choice will be what is looked at. This article will tell you how to go about finding a profitable "home business" for yourself. Do Your Research With Open EyesThere are a lot of programs being offered to people who want to work at home - that are simply not true. It usually is the same ones that promise that you will make a lot of money within a rather short time. In selecting your business, be discerning, because this will be seen often - but this is not reality. It is not a good idea to join some program without doing more research. Decide whether or not the promises are real, by looking at support from other groups and individuals.Research the Opportunity WellThere are many ways to go about finding a profitable home business. The list of such opportunities probably has no end, but each of them should be examined carefully to see if all is what it seems. Extra care should be given if you are looking into an opportunity that a web company is offering. Learn all you can about the company from different sources including the Better Business Bureau. Many scams are abound on the internet - simply because they are rather easy to start up, operate, and disappear when convenient. Especially be wary if there are large start up fees. It would be a good idea to read some of the scam reports, too.Many Profitable Home Businesses Are AvailableThe list here is growing rapidly as people get more inventive. Just about anything can be done from home, all you need is either a service or a product (s), that is in demand. The possibilities, range from pet-grooming, to catering, to writing resumes, or being an accountant, and many more. Who knows, after you look around, and spend the necessary time finding a profitable home business, you might be the first in your chosen business field.
Our company was primarly a supplier of computer hardware and telecommunications products. However through our online dealing with overseas and local companies we came across or were offered to participate in several e type business opportunities. We also tried a variety of sites including auctions and communities as well as notice boards and forums. Anywhere we could think of to get our name out there.In doing so we came across a number of sites where we could actually earn revenue while advertising our business and some of them were so automated it involved very little input from us.So we decided to investigate this further and started taking part in online surveys ,research and focus groups and joining affiliate programs thats how this site came into existance .We ended up with a tangle of sites and links all going different places and decided to centralise the ones that were bringing in the best returns. Also some of them didn't fit in with our core business and made our main site look unprofessional .So we grouped what we considered the better ones not always by the dollar value they returned .As the points we earned in auctions were worth a lot more for advertising than the money we could convert them into and gave us access to large numbers of users that were looking for the same things we provided.Our experiance showed us that in a lot of cases the more incentive that the sites offered to use their services the less we would get back in return traffic or gains. We made it a rule of thumb to check out any lead that showed itself on multiple search engines and also to make the sites to investigiate a higher priority if they didn't spam orr semd multiple emails basically just rewording the same offer based on the principle if their product was so good and the offer and returns true they wouldn't need to resort to these tactics to get more sign ups.Our experiance showed us that in a lot of cases the more incentive that the sites offered to use their services the less we would get back in return traffic or gains. We made it a rule of thumb to check out any lead that showed itself on multiple search engines and also to make the sites to investigiate a higher priority if they didn't spam orr semd multiple emails basically just rewording the same offer based on the principle if their product was so good and the offer and returns true they wouldn't need to resort to these tactics to get more sign ups.All in all its been an interesting venture to date sometimes frustrating, full of highs and lows when we felt we hit the jackpot only to find we were heading down scam city road. I personally avoid any sites that guarantee you set incomes of unrealistic returns or where you are getting in on the end of a trend. Money back warranties when they said they'd make you 1000s in a short period of time. (if they did, why would you want your money back is beyond me ). Anyway I hope our experiance is some value to you or helped to give you an insight to the many opportunities on the net I shy away from dodgy ventures as I believe Karma has a way of biting you back in the butt. Anyway good luck to all with your ventures with persistance and thought through research I feel there really can be a pot of gold at the end of the internet rainbow.